Finance recommendations for Philippines citizens

How to earn cash for Pinoys? If you own your home, house repairs like roof replacements can easily cost $10,000 or more, depending on where you live. Similarly, if an appliance like your refrigerator fails, getting another one usually can’t wait and can quickly set you back hundreds or more. This is why an emergency fund is crucial. Even if you don’t own a home, that doesn’t mean there aren’t major costs on the horizon. Replacing your vehicle usually costs several thousand, if not tens of thousands. Home computers can be as expensive as a major appliance and are deemed necessities in many households. If you have something big you can’t live without or face regular maintenance costs, make sure to plan for them. Break down the expense by how many months you usually have before it hits (you can look up average lifespans for most things online) and set the cash aside to make sure it’s there when you need it.

Sometimes, I’m so tired in the morning, I don’t even want to hear my own voice — let alone talk to others with it. You shouldn’t have to give yourself too much time to become productive in the morning, but you can give yourself some extra time before working directly with others. If you’re struggling to come up with a reasonable work schedule for yourself as a telecommuter, start with the solitary tasks in the morning. Save phone calls, meetings, and other collaborative work for when you’ve officially “woken up.”

Sending money for your loved ones has never been this easier after you’ve learned about the Cebuana Pera Padala. You don’t need to wait for a couple of days to let them receive your hard-earned money. With Cebuana, everything is possible. What’s more, the updated pera padala rates in 2020 are lower than other competitor branches nationwide. Its purpose is to bring convenience to Filipino people while bringing smiles to families. It has the most competitive rates in the Philippines – the reason why you have to search no more. In the entire country, Cebuana Padala has 2500 branches for easier sending and receiving of money. Discover extra details on Cebuana Padala Rates.

Perhaps one of the easiest places to find a senior discount is at your favorite restaurants. Though most chains offer discounts across the board, many smaller locations will as well. Be sure to ask about special event savings days or early dinner discounts available. Restaurants typically will advertise these discounts. McDonalds: A discount here could help you to get a free cup of coffee or a discounted price on one. Locations vary significantly in what they offer to seniors. Chick-fil-A: This location provides a free, refillable senior drink with a purchase. It doesn’t apply to coffee, though. Subway: Individual locations differ significantly. However, many locations will offer seniors a discount of 10 percent on their purchase. Cracker Barrel: A discount senior menu is available at this location. Olive Garden: Olive Garden offers senior pricing for early bird dinners. Red Lobster: Seniors may be able to find discounts through a senior menu provided. Applebee’s: Discounts here vary but can be as much as 15 percent.

Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It’s completely legal, risk free, tax free, and anyone over 18 in the UK can do it (Not in UK? Skip to no. 2)! It works by taking advantage of free bets regularly offered by betting sites through ‘matching’ them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome). This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds. Discover more information at Digital Pinas.